Benefits To Cardholders

Some of our most valued Card members qualify for additional benefits and services. For them, we are pleased to feature all the powerful benefits of our standard MasterCard, plus the additional privileges listed below.

Titanium Benefits:
We offer titanium benefits on the following cards:

• Direct Merchants Bank
• iAdvantages
• Travel Extras
• Rate Rewards
• Direct Rewards
• and Secured

Automatic Travel Accident Insurance.
Enjoy automatic coverage up to $50,000 when you use your Titanium MasterCard. Travel Accident Insurance is underwritten by Bankers Life and Casualty

Year-End Summary Statements.
Useful financial summaries, issued upon request.

Gold-level Benefits:
More benefits. More value. More freedom.

We offer Gold benefits on the following cards:

• Direct Merchants Bank
• Travel Extras
• Rate Rewards
• and Direct Rewards

$100,000 Travel Accident Insurance.
Automatic when you use your Gold Card.*

Purchase Assurance^® and Extended Warranty.
Protects your purchases from theft or damage for 90 days, and doubles your manufacturer's warranty up to two years.*

Additional Travel Services:

• Trip planning tips from MasterTrip^®
• Travel Assistance
• Dependable protection from MasterRental^®
• Insurance Coverage and Master RoadAssist^® Roadside Service*
• Help away from home with Travel Services Medical Protection and MasterLegal Referral Service

Year-End Summary Statement.
Available upon request to review your annual expenses.

* Travel Accident Insurance underwritten by Bankers Life and Casualty Company. Purchase Assurance, Extended Warranty and MasterRental Insurance Coverage underwritten by Virginia Surety Company, Inc. Certain program restrictions and limitations apply. Please see the MasterCard Guide to Benefits for complete details.

Platinum-level Benefits:
A reflection of all you've achieved.

We offer Platinum benefits on the following cards:

• Direct Merchants Bank
• iAdvantages
• Travel Extras
• Rate Rewards
• and Direct Rewards

Maximum Buying Power.
An increased credit line.

$500,000 Travel Accident Insurance.
Automatic when you use your Platinum Card.

Purchase Assurance^® and Extended Warranty.
Protects your purchases from theft or damage for 90 days, and doubles your manufacturer's warranty up to two years.

Additional Travel Services:

• Trip planning tips from MasterTrip^®
• Travel Assistance
• Dependable protection from MasterRental^®
• Insurance Coverage and Master RoadAssist^® Roadside Service*
• Help away from home with Travel Services Medical Protection and MasterLegal Referral Service

Year-End Summary Statement.
Available upon request to review your annual expenses.

* Travel Accident Insurance underwritten by Bankers Life and Casualty Company. Purchase Assurance, Extended Warranty and MasterRental Insurance Coverage underwritten by Virginia Surety Company, Inc. Certain program restrictions and limitations apply. Please see the MasterCard Guide to Benefits for complete details.

A great credit card gives you more than just credit. You should also get full support from people who care about your needs. At 1st Credit Cards Issuer,  we're committed to providing our customers with an exceptional level of service. From easy-to-use online tools to courteous, professional telephone assistance, we're here to help you in any way we can.